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The future of payments in the cloud

Almost without us being aware of it, the way we pay for day-to-day products and services has changed completely and it has become easy to go through life rarely needing to make a non-digital payment.

A typical city dweller might now travel to work in an Uber, buy a coffee using the Starbucks app, use Apple Pay to buy lunch and after-work drinks and then prepare a meal with ingredients delivered through a subscription service. Their payment card never needs to leave their pocket for credit card processing.

About the author

Andy Barratt, UK managing director at Coalfire.

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